Public Liability Insurance Act 1991 with Public Liability Insurance Rules 1991 [Bare Act with Section Notes] by Taxmann is an authoritative statutory reference that consolidates India’s principal legislation providing immediate, no-fault relief to persons affected by accidents involving hazardous substances. This legislation is a critical component of India’s environmental and industrial liability framework, mandating compulsory public liability insurance and ensuring prompt compensation to victims without requiring proof of negligence. The 2026 Edition incorporates the complete and updated text of the Public Liability Insurance Act 1991, along with the Public Liability Insurance Rules 1991, as amended up to date. It includes all significant legislative changes, notably those introduced by the Jan Vishwas (Amendment of Provisions) Act 2023, as well as the latest amendments to the Rules, ensuring statutory accuracy and contemporary relevance. The Act also establishes and regulates the Environmental Relief Fund, reinforcing the framework for swift compensation and environmental restoration.
This book is intended for the following audience:
- Legal Professionals & Litigators – For interpreting provisions relating to strict liability, insurance obligations, compensation claims, and enforcement
- Judicial & Quasi-Judicial Authorities – Including District Collectors and adjudicating officers responsible for inquiry, award of relief, and penalty proceedings
- Regulatory Authorities & Enforcement Officers – For administering inspections, compliance, and implementation of statutory directions
- Industrial, Manufacturing & Infrastructure Enterprises – To ensure compliance with mandatory insurance requirements while handling hazardous substances
- Environmental Consultants & Policy Makers – For environmental liability assessment, policy formulation, and restoration mechanisms
- Academicians, Researchers & Students – As a reliable primary reference on public liability and environmental compensation law
The Present Publication is the 2026 Edition, covering the amended and updated text of the Public Liability Insurance Act [Act No. 6 of 1991] and Rules, with the following noteworthy features:
- [Complete & Updated Text] Incorporates the amended and updated statutory text of the Act and Rules, including all changes effective up to date
- [Section-wise Notes] Concise explanatory notes accompanying each section to clarify scope, intent, and practical application
- [Pre-amendment Provisions] Includes the text of provisions as they stood prior to amendment through detailed amendment footnotes, enabling readers to understand the earlier legal position and its transitional applicability
- [Case Law References] Summaries of significant judicial decisions interpreting key provisions on strict liability, insurance coverage, compensation, and enforcement
- [Rules Included] Full text of the Public Liability Insurance Rules 1991, including amended procedures, forms, schedules, and compliance requirements
- [User-friendly Structure] Logical layout with clear headings, numbering, and a comprehensive subject index for quick navigation
The structure of the book is as follows:
- Act Text – Presented section-wise in the exact statutory language
- Section Notes – Placed immediately after each provision to explain interpretation and application
- Case Law Digest – Highlighting landmark judicial pronouncements under relevant sections
- Rules & Forms – Appended in full after the Act for seamless procedural reference
- Schedules – Structured tables outlining relief amounts and compliance specifics
- Subject Index – A quick-reference tool enabling easy location of topics through keywords and section numbers



